Zogo

Zogo is a really fun and awesome Beermoney app. It is also an education all which is honestly the best part. If you are early in your financial journey and feel you are lacking in education it is a great place to start. There are a ton of different modules on there on everything from getting jobs and interviewing to taxes and retirement accounts. Each module has a pretest to see where you are starting from and then has a few pages of reading that teaches you about the subject. After the reading there are questions to test your understanding. There are several of these tests inside each module. At the end of the whole module there is a larger test of your comprehension of the whole subject. You earn "pineapples" by taking the modules and competing in the daily trivia challenges. The pineapples are then traded in the marketplace for gift cards. Each time you earn a giftcard the minimum you need to redeem goes up, but so does the giftcard value. I don't remember all of the steps in the process honestly. Right now I am on the way to a $50 giftcard which costs 50,000 pineapples and I have 45,938. If I stay consistent in just checking in every day and getting the daily streak points I can have that giftcard by the end of April. Honestly I am so bad about checking into that app anymore though so I'm not sure that I will make it lol. I am going to try and get there, but we will see. It may end up like my reading goal, dead in the water. There is a LOT of valuable information in this app for beginners wanting to learn about the differences between stocks, bonds, index funds, REITs, ETFs, etc. or the differences between roth and traditional retirement accounts and even the differences between 401Ks and IRAs. There is so much information available to help you get a firm grasp and understanding. The modules are also available after you complete them as well so that if you like you can go back and reread them if something comes up where you need the information again. It is truly a great educational tool and should definitely be one of the first stops anyone takes on this journey.

If you would like to join you can feel free to use my referral link https://zogo.app.link/LaTd7qv61Rb